Commercial Underwriter

Job Duties Work within the Underwriting unit and use efficient and consistent scored, score assisted, and traditional judgemental credit analysis to decision large volumes of homogenous CBO initiated credit applications; minimizing risk to the Bank and providing outstanding customer service to rou internal and external customers. Decision scored, score assisted, and traditional judgemental applications for CBO originated credit in a consistent and efficient fashion within Sovereign Bank policies and procedures while minimizing credit risk to the Bank. - Effectively communicate with Community Banking personnel on all approved, counter offered and declined applications ensuring their ability to properly explain the decision to our mutual customers. - Work with CA staff to ensure proper documentation and booking of decisioned credits. - Provide feedback and input on methods to improve productivity within the department by addressing policies, procedures, processes and available data. - Work with Community Banking partners to effectively resolve appeals. - Provide Red Carpet Service for both internal and external customers. Qualifications - College degree and a minimum of 3 years financial accounting or commercial lending experience. - A background in commercial Credit Scoring systems and technology are a plus. - Strong written and oral communication skills. - Proficiency in Microsoft Office including Word, Excel, Outlook and Explorer. - Strong organizational skills and ability to multi task and prioritize while keeping manager informed of issues, progress and successes. - Understanding of available credit enhancement programs Contact Information Cecil Morgan cmorgan1@sovereignbank.com Job ID 38653 Notes Performs job requirement/responsibilities in compliance with applicable laws and regulations To express interest in and be considered for a position, please provide your background information and work experience by completing the employment application in its entirety. Incomplete information may result in rejection of your application from consideration.

Please refer to job code 38653 when responding to this ad.

Category:	Communications
	> Writer
Location:	New York, NY
County:	New York County
ZIP Code:	10001
Pay Rate:	Open
Job Terms:	full time
Company:	Sovereign Bank Corp
Phone:	email only please
Fax:	email only please